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Making Mortgages Easy

Penny Mortgages provides expert mortgage advice for real people across the Midlands.

 Discover great mortgage deals from more than 90 lenders and get expert advice on the best option for you, then let us take care of your entire application. Best of all, completely FREE consultations!

People Centric Mortgages

Mortgages are the largest single transaction in most people’s lives. Buying a property can be a stressful and time-consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal, rather than simply accepting a lender’s offer.

Hundreds of banks, building societies, and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers.

There remains two main methods of repaying a mortgage loan, and it is possible to set up the loan on a ‘part repayment and part interest only’ basis.

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We provide expert mortgage advice tailored to suit your individual circumstances, making sure we find the best mortgage deal for you, whether that be for a new house purchase, a re-mortgage or a buy-to-let mortgage.

We will complete all the paperwork with you, dealing with the lenders, solicitors and surveyors at every stage of the process, ensuring everything goes smoothly from start to finish. In addition, we can also advise on 95% mortgages, including Help to Buy and shared equity schemes that can help you buy a much better home than you might have ever thought possible.

Getting it just right

As a company, we promise to find exactly the right mortgage for you from the thousands the market has to offer, offering a whole of market choice that will have all the best deals available to us.

Our advice is entirely independent. We are not tied to any financial providers and so we search the whole of the market to ensure that you get the best, and most appropriate deal for you.

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